/*
Theme Name: Storefront Child
Template: storefront
Version: 1.0.0
Description: Custom Storefront Child Theme for MUBS SACCO
Author: MUBS SACCO
Text Domain: storefront-child
*/

/* -------------------------
   ROOT / RESET
------------------------- */
:root {
	--mubs-navy: #091225;
	--mubs-blue: #005bbb;
	--mubs-sky: #14b8ff;
	--mubs-gold: #f4c300;
	--mubs-red: #d71920;
	--mubs-text: #172033;
	--mubs-muted: #667085;
	--mubs-line: #e5e7eb;
	--mubs-soft: #f7fbff;
	--mubs-shadow-1: 0 8px 22px rgba(9, 18, 37, 0.06);
	--mubs-shadow-2: 0 18px 42px rgba(9, 18, 37, 0.10);
	--mubs-shadow-3: 0 28px 58px rgba(9, 18, 37, 0.14);
	--mubs-transition: all 0.28s ease;
	--mubs-container: 1320px;
}

*,
*::before,
*::after {
	box-sizing: border-box;
}

html {
	scroll-behavior: smooth;
}

body {
	font-family: "Inter", Arial, sans-serif;
	color: var(--mubs-text);
	background: #ffffff;
	margin: 0;
	padding: 0;
}

h1, h2, h3, h4, h5, h6,
.site-title,
.site-title a {
	font-family: "Montserrat", "Inter", Arial, sans-serif;
}

img {
	max-width: 100%;
	height: auto;
}

a {
	transition: var(--mubs-transition);
}

.mubs-container,
.sacco-container {
	width: min(var(--mubs-container), calc(100% - 28px));
	margin: 0 auto;
}

.screen-reader-text {
	position: absolute;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	white-space: nowrap;
	border: 0;
}

/* -------------------------
   HEADER
------------------------- */
.mubs-site-header {
	position: sticky;
	top: 0;
	z-index: 9999;
	background: rgba(255,255,255,0.96);
	backdrop-filter: blur(14px);
	border-bottom: 1px solid rgba(229,231,235,0.92);
	box-shadow: 0 8px 20px rgba(0,0,0,0.04);
}

/* TOP BAR */
.mubs-topbar {
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(120deg, rgba(255,255,255,0.10), rgba(255,255,255,0.02)),
		linear-gradient(90deg, var(--mubs-navy), var(--mubs-blue), var(--mubs-sky), var(--mubs-gold), var(--mubs-red));
	background-size: 100% 100%, 280% 280%;
	animation: mubsGradientMove 14s ease infinite;
	color: #fff;
}

.mubs-topbar::before {
	content: "";
	position: absolute;
	inset: 0;
	background:
		radial-gradient(circle at 15% 30%, rgba(255,255,255,0.16), transparent 18%),
		radial-gradient(circle at 85% 20%, rgba(255,255,255,0.10), transparent 16%);
	pointer-events: none;
}

.mubs-topbar-inner {
	position: relative;
	z-index: 1;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 18px;
	padding: 12px 0;
	flex-wrap: wrap;
}

.mubs-topbar-left {
	display: flex;
	flex-direction: column;
	gap: 6px;
}

.mubs-topbar-line {
	display: inline-flex;
	align-items: center;
	gap: 10px;
	color: #fff;
	line-height: 1.15;
}

.mubs-topbar-line i {
	width: 30px;
	height: 30px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	border-radius: 999px;
	background: rgba(255,255,255,0.16);
	border: 1px solid rgba(255,255,255,0.18);
	box-shadow: 0 8px 20px rgba(0,0,0,0.10);
	flex-shrink: 0;
}

.mubs-topbar-line.line-1 {
	font-size: 0.97rem;
	font-weight: 800;
	letter-spacing: 0.02em;
}

.mubs-topbar-line.line-2 {
	font-size: 0.87rem;
	font-weight: 600;
	color: rgba(255,255,255,0.94);
}

.mubs-topbar-right {
	display: inline-flex;
	align-items: center;
	gap: 10px;
	padding: 10px 16px;
	border-radius: 999px;
	background: rgba(255,255,255,0.14);
	border: 1px solid rgba(255,255,255,0.16);
	backdrop-filter: blur(8px);
	font-size: 0.84rem;
	font-weight: 700;
}

/* MAIN HEADER */
.mubs-main-header {
	padding: 14px 0 16px;
	background:
		radial-gradient(circle at top right, rgba(0,91,187,0.06), transparent 22%),
		radial-gradient(circle at top left, rgba(215,25,32,0.05), transparent 20%),
		linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);
}

.mubs-header-shell {
	position: relative;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 18px;
	padding: 16px 18px;
	border-radius: 30px;
	background: rgba(255,255,255,0.96);
	border: 1px solid rgba(229,231,235,0.95);
	box-shadow: var(--mubs-shadow-2);
}

/* LEFT BRAND */
.site-branding.mubs-branding {
	display: flex;
	align-items: center;
	gap: 14px;
	flex: 0 1 auto;
	min-width: 0;
}

.mubs-brand-mark {
	width: 68px;
	height: 68px;
	flex-shrink: 0;
	border-radius: 20px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	text-decoration: none;
	background: #fff;
	padding: 6px;
	box-shadow: 0 16px 28px rgba(37,99,235,.15);
	transition: transform .28s ease, box-shadow .28s ease;
	overflow: hidden;
}

.mubs-brand-mark:hover {
	transform: translateY(-2px);
	box-shadow: 0 20px 34px rgba(37,99,235,.20);
}

.mubs-brand-mark img {
	width: 100%;
	height: 100%;
	object-fit: contain;
	display: block;
}

.mubs-brand-text {
	min-width: 0;
}

.mubs-brand-text .site-title,
.mubs-brand-text .site-title a {
	margin: 0;
	text-decoration: none;
	color: var(--mubs-text);
	font-size: 1.30rem;
	font-weight: 800;
	line-height: 1.08;
}

.mubs-brand-text .site-description {
	margin: 4px 0 0;
	font-size: 0.88rem;
	color: var(--mubs-muted);
	font-weight: 600;
	line-height: 1.4;
}

.mubs-contact-inline {
	display: flex;
	align-items: center;
	flex-wrap: wrap;
	gap: 8px;
	margin-top: 10px;
}

.mubs-contact-chip {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 8px 12px;
	border-radius: 999px;
	background: linear-gradient(180deg, #fff, #f8fbff);
	border: 1px solid rgba(0,91,187,0.10);
	box-shadow: 0 8px 18px rgba(0,91,187,0.06);
	color: var(--mubs-text);
	text-decoration: none;
	font-size: 0.78rem;
	font-weight: 700;
	transition: var(--mubs-transition);
	white-space: nowrap;
}

.mubs-contact-chip i {
	width: 22px;
	height: 22px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	border-radius: 999px;
	background: linear-gradient(135deg, rgba(0,91,187,0.14), rgba(20,184,255,0.14));
	color: var(--mubs-blue);
	flex-shrink: 0;
}

.mubs-contact-chip:hover {
	transform: translateY(-2px);
	box-shadow: 0 12px 26px rgba(0,91,187,0.10);
	color: var(--mubs-blue);
}

/* CENTER MENU */
.mubs-nav-center {
	flex: 1 1 auto;
	min-width: 0;
	display: flex;
	justify-content: center;
}

#site-navigation.mubs-navigation {
	display: flex;
	align-items: center;
	justify-content: center;
	width: 100%;
}

#site-navigation .mubs-menu-list,
#site-navigation .menu {
	list-style: none;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-wrap: wrap;
	gap: 4px;
	margin: 0;
	padding: 0;
	width: 100%;
}

#site-navigation .mubs-menu-list > li,
#site-navigation .menu > li {
	list-style: none;
	margin: 0;
	padding: 0;
	flex: 0 0 auto;
}

#site-navigation .mubs-menu-list > li > a,
#site-navigation .menu > li > a {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	padding: 10px 11px;
	border-radius: 999px;
	text-decoration: none;
	color: var(--mubs-text);
	font-weight: 700;
	font-size: 0.80rem;
	line-height: 1;
	white-space: nowrap;
	transition: var(--mubs-transition);
}

#site-navigation .mubs-menu-list > li > a:hover,
#site-navigation .mubs-menu-list > li.current-menu-item > a,
#site-navigation .mubs-menu-list > li.current_page_item > a,
#site-navigation .menu > li > a:hover,
#site-navigation .menu > li.current-menu-item > a,
#site-navigation .menu > li.current_page_item > a,
#site-navigation .menu > li.current-menu-ancestor > a {
	color: var(--mubs-blue);
	background: linear-gradient(135deg, rgba(0,91,187,0.10), rgba(20,184,255,0.10), rgba(244,195,0,0.14));
	box-shadow: inset 0 0 0 1px rgba(0,91,187,0.05);
}

/* RIGHT BUTTONS */
.mubs-header-actions {
	display: flex;
	align-items: center;
	gap: 10px;
	justify-content: flex-end;
	flex: 0 0 auto;
}

.mubs-header-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 44px;
	padding: 0 16px;
	border-radius: 999px;
	font-weight: 800;
	font-size: 0.82rem;
	text-decoration: none;
	white-space: nowrap;
	transition: var(--mubs-transition);
}

.mubs-header-btn i {
	margin-right: 8px;
}

.mubs-header-btn:hover {
	transform: translateY(-2px);
}

.mubs-btn-outline {
	background: #fff;
	color: var(--mubs-blue);
	border: 2px solid rgba(0,91,187,0.14);
	box-shadow: 0 10px 20px rgba(0,91,187,0.06);
}

.mubs-btn-primary {
	background: linear-gradient(135deg, var(--mubs-blue), var(--mubs-sky), var(--mubs-gold), var(--mubs-red));
	background-size: 220% 220%;
	animation: mubsGradientMove 8s ease infinite;
	color: #fff;
	box-shadow: 0 14px 28px rgba(9,18,37,0.16);
}

.mubs-btn-admin {
	background: linear-gradient(135deg, #101827, #1f2937);
	color: #fff;
	box-shadow: 0 14px 28px rgba(15,23,42,0.18);
}

.mubs-header-btn:focus,
.mubs-menu-toggle:focus,
#site-navigation a:focus,
.mubs-contact-chip:focus,
.mubs-brand-mark:focus {
	outline: 2px solid var(--mubs-blue);
	outline-offset: 2px;
}

/* MOBILE MENU BUTTON */
.mubs-menu-toggle {
	display: none;
	width: 50px;
	height: 50px;
	border: none;
	border-radius: 18px;
	background: linear-gradient(135deg, var(--mubs-blue), #1d4ed8);
	box-shadow: 0 14px 26px rgba(0,91,187,0.22);
	cursor: pointer;
	align-items: center;
	justify-content: center;
	padding: 0;
	z-index: 10003;
	flex-shrink: 0;
	position: relative;
	-webkit-tap-highlight-color: transparent;
	touch-action: manipulation;
}

.mubs-menu-toggle .bar-wrap {
	display: flex;
	flex-direction: column;
	gap: 5px;
	pointer-events: none;
}

.mubs-menu-toggle span {
	display: block;
	width: 24px;
	height: 3px;
	border-radius: 999px;
	background: #fff;
	transition: transform 0.3s ease, opacity 0.3s ease;
}

.mubs-menu-toggle.active span:nth-child(1) {
	transform: translateY(8px) rotate(45deg);
}

.mubs-menu-toggle.active span:nth-child(2) {
	opacity: 0;
}

.mubs-menu-toggle.active span:nth-child(3) {
	transform: translateY(-8px) rotate(-45deg);
}

.mobile-header-actions {
	display: none;
}

/* -------------------------
   FOOTER
------------------------- */
.sacco-footer {
	position: relative;
	background:
		radial-gradient(circle at top left, rgba(20,184,255,0.10), transparent 18%),
		radial-gradient(circle at bottom right, rgba(244,195,0,0.10), transparent 18%),
		linear-gradient(180deg, #091225 0%, #0f172a 100%);
	color: #ffffff;
	margin-top: 48px;
}

.sacco-footer-main {
	padding: 56px 0 28px;
}

.sacco-footer-grid {
	display: grid;
	grid-template-columns: 1.3fr 1fr 1fr 1fr;
	gap: 28px;
}

.sacco-footer-col h3,
.sacco-footer-col h4 {
	margin: 0 0 16px;
	color: #ffffff;
	font-weight: 800;
	line-height: 1.2;
}

.sacco-footer-col h3 {
	font-size: 1.35rem;
}

.sacco-footer-col h4 {
	font-size: 1.02rem;
}

.sacco-footer-col p,
.sacco-footer-col li,
.sacco-footer-col a {
	font-size: 0.95rem;
	line-height: 1.7;
	color: rgba(255,255,255,0.82);
	text-decoration: none;
}

.sacco-footer-col ul {
	list-style: none;
	padding: 0;
	margin: 0;
}

.sacco-footer-col ul li {
	margin-bottom: 10px;
}

.sacco-footer-col a:hover {
	color: #14b8ff;
}

.sacco-footer-brand-logo {
	display: inline-flex;
	align-items: center;
	gap: 14px;
	margin-bottom: 16px;
	text-decoration: none;
}

.sacco-footer-brand-logo img {
	width: 62px;
	height: 62px;
	border-radius: 18px;
	object-fit: contain;
	background: #ffffff;
	padding: 5px;
	box-shadow: 0 14px 28px rgba(0,0,0,0.18);
	flex-shrink: 0;
}

.sacco-footer-brand-text {
	display: flex;
	flex-direction: column;
	gap: 4px;
}

.sacco-footer-brand-text strong {
	font-size: 1.05rem;
	font-weight: 800;
	color: #ffffff;
	line-height: 1.2;
}

.sacco-footer-brand-text span {
	font-size: 0.88rem;
	color: rgba(255,255,255,0.78);
}

.sacco-footer-socials {
	display: flex;
	align-items: center;
	gap: 10px;
	margin-top: 18px;
}

.sacco-footer-socials a {
	width: 42px;
	height: 42px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	border-radius: 999px;
	background: rgba(255,255,255,0.10);
	border: 1px solid rgba(255,255,255,0.12);
	color: #ffffff;
	font-size: 1rem;
	transition: all 0.28s ease;
}

.sacco-footer-socials a:hover {
	transform: translateY(-2px);
	background: #14b8ff;
	color: #091225;
}

.sacco-footer-contact-list {
	display: flex;
	flex-direction: column;
	gap: 12px;
}

.sacco-footer-contact-item {
	display: flex;
	align-items: flex-start;
	gap: 10px;
	color: rgba(255,255,255,0.84);
}

.sacco-footer-contact-item i {
	width: 22px;
	margin-top: 4px;
	color: #14b8ff;
	flex-shrink: 0;
}

.sacco-footer-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	margin-top: 18px;
	padding: 12px 18px;
	border-radius: 999px;
	background: linear-gradient(135deg, #005bbb, #14b8ff, #f4c300, #d71920);
	background-size: 220% 220%;
	animation: saccoFooterGradient 8s ease infinite;
	color: #ffffff !important;
	font-weight: 800;
	text-decoration: none;
	box-shadow: 0 16px 30px rgba(0,0,0,0.18);
	transition: transform 0.28s ease;
}

.sacco-footer-btn:hover {
	transform: translateY(-2px);
	color: #ffffff !important;
}

.sacco-footer-bottom {
	border-top: 1px solid rgba(255,255,255,0.10);
	padding: 18px 0;
}

.sacco-footer-bottom-inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 14px;
	flex-wrap: wrap;
}

.sacco-footer-bottom p {
	margin: 0;
	color: rgba(255,255,255,0.72);
	font-size: 0.9rem;
}

.sacco-footer-bottom-links {
	display: flex;
	align-items: center;
	gap: 18px;
	flex-wrap: wrap;
}

.sacco-footer-bottom-links a {
	color: rgba(255,255,255,0.74);
	text-decoration: none;
	font-size: 0.9rem;
}

.sacco-footer-bottom-links a:hover {
	color: #14b8ff;
}

/* -------------------------
   ANIMATIONS
------------------------- */
@keyframes mubsGradientMove {
	0% { background-position: 0% 50%; }
	50% { background-position: 100% 50%; }
	100% { background-position: 0% 50%; }
}

@keyframes saccoFooterGradient {
	0% { background-position: 0% 50%; }
	50% { background-position: 100% 50%; }
	100% { background-position: 0% 50%; }
}

/* -------------------------
   RESPONSIVE
------------------------- */
@media (max-width: 1280px) {
	.mubs-header-shell {
		flex-wrap: wrap;
		justify-content: space-between;
	}

	.site-branding.mubs-branding {
		flex: 1 1 100%;
	}

	.mubs-nav-center {
		order: 3;
		flex: 1 1 100%;
		justify-content: flex-start;
	}

	#site-navigation .mubs-menu-list,
	#site-navigation .menu {
		justify-content: flex-start;
	}
}

@media (max-width: 1100px) {
	.sacco-footer-grid {
		grid-template-columns: 1fr 1fr;
	}
}

@media (max-width: 991px) {
	.mubs-topbar-right {
		display: none;
	}

	.mubs-header-shell {
		flex-wrap: nowrap;
		align-items: center;
		position: relative;
	}

	.site-branding.mubs-branding {
		flex: 1 1 auto;
		min-width: 0;
	}

	.mubs-header-actions {
		display: none;
	}

	.mubs-menu-toggle {
		display: inline-flex !important;
	}

	.mubs-nav-center {
		flex: 0 0 auto;
		min-width: auto;
		position: static;
	}

	#site-navigation.mubs-navigation {
		position: absolute;
		top: calc(100% + 10px);
		left: 0;
		right: 0;
		display: block !important;
		background: rgba(255,255,255,0.99);
		border-radius: 24px;
		padding: 14px;
		box-shadow: var(--mubs-shadow-3);
		border: 1px solid rgba(229,231,235,0.92);
		opacity: 0;
		visibility: hidden;
		pointer-events: none;
		transform: translateY(14px);
		transition: all 0.28s ease;
		z-index: 10001;
	}

	#site-navigation.mubs-navigation.active {
		opacity: 1;
		visibility: visible;
		pointer-events: auto;
		transform: translateY(0);
	}

	#site-navigation .mubs-menu-list,
	#site-navigation .menu {
		display: flex !important;
		flex-direction: column;
		align-items: stretch;
		gap: 6px;
		width: 100%;
	}

	#site-navigation .mubs-menu-list > li,
	#site-navigation .menu > li {
		width: 100%;
	}

	#site-navigation .mubs-menu-list > li > a,
	#site-navigation .menu > li > a {
		width: 100%;
		justify-content: flex-start;
		border-radius: 14px;
		padding: 14px 16px;
		background: #fff;
	}

	.mobile-header-actions {
		display: grid;
		grid-template-columns: 1fr;
		gap: 10px;
		margin-top: 14px;
		padding-top: 14px;
		border-top: 1px solid var(--mubs-line);
	}

	.mobile-header-actions .mubs-header-btn {
		width: 100%;
	}
}

@media (max-width: 640px) {
	.mubs-container,
	.sacco-container {
		width: calc(100% - 18px);
	}

	.mubs-brand-mark {
		width: 56px;
		height: 56px;
		border-radius: 16px;
	}

	.mubs-brand-text .site-title,
	.mubs-brand-text .site-title a {
		font-size: 1.02rem;
	}

	.mubs-brand-text .site-description {
		font-size: 0.80rem;
	}

	.mubs-contact-inline {
		display: none;
	}

	.mubs-topbar-line.line-1 {
		font-size: 0.90rem;
	}

	.mubs-topbar-line.line-2 {
		font-size: 0.80rem;
	}

	.sacco-footer-main {
		padding: 42px 0 22px;
	}

	.sacco-footer-grid {
		grid-template-columns: 1fr;
		gap: 22px;
	}

	.sacco-footer-bottom-inner {
		flex-direction: column;
		align-items: flex-start;
	}
}




/* LOAN APPLICATION PAGE */
.mubs-loan-page,
.mubs-loan-page * {
	box-sizing: border-box;
}

.mubs-loan-page {
	background:
		radial-gradient(circle at top left, rgba(212,160,23,0.14), transparent 26%),
		radial-gradient(circle at bottom right, rgba(15,94,43,0.12), transparent 28%),
		linear-gradient(180deg, #f8fcf9 0%, #f4faf6 100%);
	color: var(--mubs-text);
}

.mubs-wrap {
	width: min(1200px, 94%);
	margin: 0 auto;
}

.mubs-section {
	padding: 84px 0;
}

.mubs-breadcrumbs {
	padding-top: 26px;
	font-size: 14px;
	color: var(--mubs-muted);
}

.mubs-breadcrumbs a {
	color: var(--mubs-primary, #0f5e2b);
	font-weight: 700;
	text-decoration: none;
}

.mubs-breadcrumbs span {
	margin: 0 8px;
	color: #94a3b8;
}

.mubs-hero-grid,
.mubs-split {
	display: grid;
	grid-template-columns: 1.08fr .92fr;
	gap: 34px;
	align-items: center;
}

.mubs-badge {
	display: inline-flex;
	align-items: center;
	gap: 10px;
	padding: 10px 16px;
	border-radius: 999px;
	background: rgba(15,94,43,.08);
	border: 1px solid rgba(15,94,43,.12);
	color: #0f5e2b;
	font-size: 14px;
	font-weight: 800;
}

.mubs-badge::before {
	content: "●";
	color: #d4a017;
	font-size: 12px;
}

.mubs-hero h1 {
	margin: 18px 0;
	font-size: clamp(38px, 6vw, 64px);
	line-height: 1.02;
	letter-spacing: -.03em;
}

.mubs-hero h1 .accent {
	background: linear-gradient(135deg, #0f5e2b 0%, #1c7a3c 55%, #d4a017 100%);
	-webkit-background-clip: text;
	background-clip: text;
	color: transparent;
}

.mubs-hero p,
.mubs-card p,
.mubs-panel p,
.mubs-feature-card p {
	color: var(--mubs-muted);
	line-height: 1.85;
	font-size: 16px;
}

.mubs-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 14px;
	margin-top: 24px;
}

.mubs-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	padding: 14px 24px;
	border-radius: 999px;
	font-weight: 800;
	text-decoration: none;
	transition: var(--mubs-transition);
	border: 1px solid transparent;
	cursor: pointer;
}

.mubs-btn-primary {
	color: #fff;
	background: linear-gradient(135deg, #0f5e2b, #1c7a3c);
	box-shadow: 0 14px 32px rgba(15,94,43,.24);
}

.mubs-btn-primary:hover {
	color: #fff;
	transform: translateY(-3px);
}

.mubs-btn-outline {
	background: rgba(255,255,255,.85);
	border-color: rgba(15,94,43,.16);
	color: #0f5e2b;
}

.mubs-btn-outline:hover {
	transform: translateY(-3px);
	background: rgba(15,94,43,.05);
	color: #0f5e2b;
}

.mubs-card,
.mubs-panel {
	padding: 30px;
	border-radius: 32px;
	background: linear-gradient(180deg, rgba(255,255,255,.96), rgba(255,255,255,.88));
	border: 1px solid rgba(15,94,43,0.12);
	box-shadow: 0 18px 50px rgba(15, 23, 42, 0.08);
}

.mubs-card h3,
.mubs-panel h3,
.mubs-feature-card h3 {
	margin-top: 0;
	color: #0f5e2b;
}

.mubs-mini-grid,
.mubs-cards-grid,
.mubs-form-grid {
	display: grid;
	gap: 16px;
}

.mubs-mini-grid {
	grid-template-columns: repeat(2, 1fr);
}

.mubs-mini-card {
	padding: 18px;
	border-radius: 18px;
	background: linear-gradient(180deg, rgba(15,94,43,.05), rgba(212,160,23,.07));
	border: 1px solid rgba(15,94,43,.08);
}

.mubs-mini-card strong {
	display: block;
	color: #0f5e2b;
	font-size: 20px;
	margin-bottom: 6px;
}

.mubs-mini-card span {
	color: var(--mubs-muted);
	font-size: 14px;
}

.mubs-heading {
	max-width: 820px;
	margin: 0 auto 44px;
	text-align: center;
}

.mubs-heading h2 {
	margin: 0 0 14px;
	font-size: clamp(30px, 4vw, 46px);
}

.mubs-cards-grid {
	grid-template-columns: repeat(3, 1fr);
}

.mubs-feature-card {
	padding: 28px;
	border-radius: 24px;
	background: rgba(255,255,255,.88);
	border: 1px solid rgba(15,94,43,0.12);
	box-shadow: 0 18px 50px rgba(15, 23, 42, 0.08);
	transition: var(--mubs-transition);
}

.mubs-feature-card:hover {
	transform: translateY(-8px);
}

.mubs-feature-icon {
	width: 60px;
	height: 60px;
	border-radius: 18px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	font-size: 26px;
	margin-bottom: 18px;
	color: #0f5e2b;
	background: linear-gradient(135deg, rgba(15,94,43,.10), rgba(212,160,23,.16));
}

.mubs-list {
	list-style: none;
	padding: 0;
	margin: 0;
}

.mubs-list li {
	position: relative;
	padding: 14px 0 14px 34px;
	border-bottom: 1px solid rgba(15,94,43,.08);
	color: var(--mubs-text);
	font-weight: 600;
	line-height: 1.7;
}

.mubs-list li::before {
	content: "✓";
	position: absolute;
	top: 14px;
	left: 0;
	color: #d4a017;
	font-weight: 900;
	font-size: 18px;
}

.mubs-note {
	padding: 18px 20px;
	border-radius: 16px;
	background: #f8fafc;
	border: 1px solid #e5e7eb;
	color: var(--mubs-muted);
	margin-top: 18px;
}

/* FORM */
.mubs-loan-form {
	margin-top: 10px;
}

.mubs-form-grid {
	grid-template-columns: repeat(2, 1fr);
}

.mubs-form-group {
	display: flex;
	flex-direction: column;
	gap: 8px;
}

.mubs-form-group-full {
	grid-column: 1 / -1;
}

.mubs-form-group label {
	font-weight: 700;
	color: var(--mubs-text);
	font-size: 0.95rem;
}

.mubs-form-group input,
.mubs-form-group select,
.mubs-form-group textarea {
	width: 100%;
	padding: 14px 16px;
	border-radius: 14px;
	border: 1px solid rgba(15,94,43,.14);
	background: #fff;
	color: var(--mubs-text);
	font-size: 15px;
	outline: none;
	transition: var(--mubs-transition);
}

.mubs-form-group input:focus,
.mubs-form-group select:focus,
.mubs-form-group textarea:focus {
	border-color: #0f5e2b;
	box-shadow: 0 0 0 3px rgba(15,94,43,.08);
}

@media (max-width: 1100px) {
	.mubs-cards-grid {
		grid-template-columns: repeat(2, 1fr);
	}
}

@media (max-width: 991px) {
	.mubs-hero-grid,
	.mubs-split,
	.mubs-form-grid {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 767px) {
	.mubs-section {
		padding: 64px 0;
	}

	.mubs-cards-grid,
	.mubs-mini-grid {
		grid-template-columns: 1fr;
	}

	.mubs-card,
	.mubs-panel,
	.mubs-feature-card {
		padding: 24px;
	}
}


/* LOAN APPLICATION PAGE */
.mubs-loan-page,
.mubs-loan-page * {
	box-sizing: border-box;
}

.mubs-loan-page {
	background:
		radial-gradient(circle at top left, rgba(212,160,23,0.14), transparent 26%),
		radial-gradient(circle at bottom right, rgba(15,94,43,0.12), transparent 28%),
		linear-gradient(180deg, #f8fcf9 0%, #f4faf6 100%);
	color: var(--mubs-text);
	padding: 24px 0 56px;
}

.mubs-wrap {
	width: min(1180px, calc(100% - 48px));
	margin: 0 auto;
}

.mubs-section {
	padding: 52px 0;
}

.mubs-breadcrumbs {
	padding-top: 10px;
	padding-left: 4px;
	font-size: 14px;
	color: var(--mubs-muted);
}

.mubs-card,
.mubs-panel {
	padding: 34px;
	border-radius: 32px;
	background: linear-gradient(180deg, rgba(255,255,255,.97), rgba(255,255,255,.90));
	border: 1px solid rgba(15,94,43,0.12);
	box-shadow: 0 18px 50px rgba(15, 23, 42, 0.08);
}

.mubs-feature-card {
	padding: 30px;
	border-radius: 24px;
	background: rgba(255,255,255,.90);
	border: 1px solid rgba(15,94,43,0.12);
	box-shadow: 0 18px 50px rgba(15, 23, 42, 0.08);
	transition: var(--mubs-transition);
}

.mubs-loan-form {
	margin-top: 14px;
}

.mubs-form-group input,
.mubs-form-group select,
.mubs-form-group textarea {
	width: 100%;
	padding: 15px 16px;
	border-radius: 14px;
	border: 1px solid rgba(15,94,43,.14);
	background: #fff;
	color: var(--mubs-text);
	font-size: 15px;
	outline: none;
	transition: var(--mubs-transition);
}

@media (max-width: 991px) {
	.mubs-loan-page {
		padding: 18px 0 44px;
	}

	.mubs-wrap {
		width: calc(100% - 30px);
	}

	.mubs-section {
		padding: 42px 0;
	}
}

@media (max-width: 767px) {
	.mubs-loan-page {
		padding: 14px 0 34px;
	}

	.mubs-wrap {
		width: calc(100% - 20px);
	}

	.mubs-section {
		padding: 30px 0;
	}

	.mubs-card,
	.mubs-panel,
	.mubs-feature-card {
		padding: 22px;
		border-radius: 22px;
	}
}